3 score-raising ways to mortgage approval
5 unintended consequences of FICO credit scoring
5 ways for authorized users to protect credit
A 13-year-old unpaid debt could still come back to haunt you
Adding 30 points to your score in 6 months can be done
Adding new credit to bad history is good…to a point
Afraid closing cards will drop your credit score? Don’t be.
A good mix of credit experience is good for your score
A journey from the throes of bankruptcy to high FICOs
Accelerate FICO score rebuilding in 3 easy steps
Authorized user cards: not always a win-win.
Avoid over-managing credit utilization when in a debt management plan
‘Behavior score’: another way to measure creditworthiness
Beware of banker’s bad credit scoring advice
Can too much credit kill a mortgage?
Card utilization made easy: lower is better, and something is better than nothing
Check statute of limitations before paying collection debt
Close cards for the right reasons, not to help your score.
Closing many cards? Cancel with care to protect high score.
Credit longevity impacts FICO scores in multiple ways
Credit reporting errors about to kill your mortgage? Rapid rescore could save the day.
Credit union plays hardball with widower whose wife co-signed him on LOC
Debt-free = high score, despite Dave
Does it matter who closed your card or why?
Does your credit get pulled for a prequalified offer? Yes and no.
Done right, post-bankruptcy score can be a good one
Don’t ignore the impact of credit history age on your score
Don’t let special payment arrangement trash your score
Do student loans and $0 balance cards impact scores?
Father & son share name, erroneous collection
FICO credit inquiry ‘deduping’ process demystified
Financial & FICO balance transfer impacts
Fix that credit report if you can. Don’t worry if you can’t.
For a high limit, sometimes you just have to cross fingers
Give new card openings a rest for a FICO high achiever score
Go ahead, max out that card! No 7-year trail for balances.
High debt? Don’t plan high balance transfer.
How long does derogatory data remain on a credit report?
How student loans can be a better credit builder than credit cards
Is piggybacking on my brother’s credit card kosher? You bet!
Never heard from Verizon after cancelling. Now I’m stuck with a charge-off!
New to country, not wasting any time establishing credit
Now that collections are paid, how long till score rises?
Past mortgage remedies can impact future loans
Pay a bill before it’s due? Really?
Pay early, get a late fee. Sometimes you can’t win for losing.
Paying ‘outright’ isn’t the only way to steer clear of debt
Payment plans & some consequences of not paying
Plenty of obstacles to protecting comatose brother’s credit
Rapid-fire card ‘apping’ may pay in the long run, but cost in the short run
Reaffirmation of debt can help speed credit score recovery following bankruptcy
Rebuilding credit is like gardening, only better
Reduced credit utilization by 60%. Why no score increase?
Removing 6-year-old collection? Pay for delete or just let it fall off.
Retail cards: build your credit score and save 10 percent
Secured or unsecured card? To the score it doesn’t matter.
Sometimes it’s OK to sacrifice the score in the short-term
Tenant skips town. Landlord needs to track her down.
Think score will jump when baddie falls off credit report? Think again!
To pay or not to pay a time-barred collection debt
Torpedoing a mortgage can be easy to do. 5 steps to ensure you don’t.
Tread softly when a mortgage is at stake
True love: still together after wife runs up $10K bad card debt
Trying to get to the ‘800 Club’ or die trying
Turn that tax refund into a higher score
Using 401k funds to rebuild credit?
What happens to scores if Dad is removed as a co-signer?
What to do if the bank won’t talk to you as an authorized user?
What’s the rationale for ‘hard’ inquiries lowering your score?
When it comes to credit reporting, how late is late?
Where a payment goes when card balance incurs multiple interest rates
Why must the date your card balance is reported each month remain such a mystery?
Will moving balances from card to card help my score?